Consistent with our vision in helping SMEs to accelerate their business growth in a sharing economy, Issuer is allowed to make early repayment towards the Issued Note(s) as an effort to save financing costs. No penalty will be charged on early repayment from Issuers. In this respect, the interest on the Issued Notes will be computed on a daily basis from the date of the note’s issuance until such early repayment date.