Understanding Risk
Is my investment secured?
FinPAL does not hold any tangible collateral from the Issuer as a security against the Issued Note(s).
However, depending on the credit assessment of the Issuer, FinPAL may request for additional support from the Issuer, in the form of company guarantee or director’s guarantee before approving the Issuer’s application.
Can I register as an Issuer and an Investor simultaneously?
Currently, there is no rule restricting you to register as Issuer and Investor simultaneously. You will be required to open separate accounts for each, using different…
Is FinPAL regulated?
Yes, FinPal is a Registered Recognised Market Operator, governed under Section 34 of Capital Markets and Services Act 2007 (CMSA) by Securities Commission of Malaysia…
Are my funds at risk if FinPAL becomes insolvent?
Your investment funds are held on trust on your behalf in a segregated Investor Trust Account which cannot be transferred to FinPAL Accounts. Additionally, FinPAL…
