Which financing solution best suits your company’s needs?
Finpal SME Financing is a one-stop SME financing package that offers comprehensive product deals, bundled with differentiated offers to meet different SME clients’ needs.
For SMEs looking to grow or expand your businesses, our financing package provide both Invoice Financing Facility and Working Capital Financing Facility to provides you with the funds you need for both business expansion and working capital requirement.
Specially designed for MSMEs to fund business operations and growth
Invoice Financing
Some payments take time to clear
But don’t let that stop today’s operations. Convert approved, unpaid invoices into cash that is needed to run your business today.
Procure in cash from your suppliers to enjoy better discount and ensure your orders are fulfilled by your suppliers.
Working Capital Financing
Take advantage of increase in demand
Earn more profits by securing the financing required to meet consumer demand during peak and festive seasons.
Avoid stock out situation during sales season and enable you to participate in more promotion activity.
Documents required*
*depends on type of establishment
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Certificate of Incorporation / Business Registration / Partnership
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Most recent Constitutional Document and/or Annual return, including latest Memorandum/Articles of Association Form 13, 24 and 49 as prescribed by the Companies Commission of Malaysia
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MyKad (Malaysian /permanent resident) or passport (foreigner) for directors and person being authorized to represent the Issuer
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Latest 2 years audited financial statements
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Bank statement of key operating accounts for 3 months transaction
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Letter of authority or directors’ resolution, where applicable
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Consent for Privacy Notice and for FinPal to run credit checks with Credit Bureau
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Corporate profile if available
Apply for Financial Relief
Our form takes just minutes to fill in. A representative will get in touch to personally guide you through the next step.