In the event of any delinquent and/or defaulted Issued Note(s), FinPAL may incur costs such as legal fees and collection charges in recovering the Issued Notes amount from the Issuer. These costs if incurred, may be reimbursed and deducted from the recovery amount collected from Issuer should the available reserve fund of the Issuer insufficient to cover such costs.

In such cases, Investor will receive the net recovery amount in accordance to his proportion of investment. In any circumstances, FinPAL will use best endeavour to maximise recoveries from Issuer on behalf of Investors.