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Understanding Risk

What is the default rate?

In view of our greenfield operation, we do not have sufficient transaction histories for meaningful statistic. An indicative probability of default by reference to the statistics of trusted Credit Bureau, as below:

Risk Grade Description Probability of Default
A Strong < 1.0%
B Good 2.5% to 3.5%
C Fair 4.0% – 5.0%

Please note that the probability of default above serves as reference for your investment consideration only and will not necessarily be a reliable indicator of future default rates.

FinPAL strives to keep default rates as low as possible through our tight credit processes, to enable Investors to secure healthy return.

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