Scroll to top

Understanding Risk

What is the default rate?

In view of our greenfield operation, we do not have sufficient transaction histories for meaningful statistic. An indicative probability of default by reference to the statistics of trusted Credit Bureau, as below:

Risk Grade Description Probability of Default
A Strong < 1.0%
B Good 2.5% to 3.5%
C Fair 4.0% – 5.0%

Please note that the probability of default above serves as reference for your investment consideration only and will not necessarily be a reliable indicator of future default rates.

FinPAL strives to keep default rates as low as possible through our tight credit processes, to enable Investors to secure healthy return.

Invest and earn up to RM5,000 every time you refer a friend!

B2B FinPAL Investor Referral Program   Get Rewards by referring your family and friends to be our investor and earn up to RM5,000* (T&C apply) per…

chinhang.chua May 21, 2021

SME Financing in Malaysia by B2B Finpal

Running a Small-and-Medium-Sized Enterprise (SME) these days can be very challenging especially with the current Movement Control Order (MCO) in our country.…

FinPAL April 1, 2021

Business Financing in Malaysia by B2B Finpal

Are you looking for business financing in Malaysia to start a business or maintaining an existing one? If your answer is yes, then you are at the right place!…

FinPAL April 1, 2021

Do you have more questions?

First Name

Email Address


Related posts

Post a Comment

Your email address will not be published. Required fields are marked *