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Investing Through P2P Plaform

How are the pricing of Issued Note is determined?

<font size=”4″>We adopt a risk-based pricing approach through our proprietary risk scoring model. Each Issuer will be assigned a risk grading after our detailed assessment of its financial standing and credit worthiness. The assigned risk grading for each Issuer will determine the applicable interest rate for its Issued Notes.</font>

<font size=”4″>As for most investments, higher return come with higher risk. We assign higher interest rates for the lower risk grading Issuer to compensate for the higher risks that investors assume.</font>

Can I register as an Issuer and an Investor simultaneously?

Currently, there is no rule restricting you to register as Issuer and Investor simultaneously. You will be required to open separate accounts for each, using different…

FinPAL March 22, 2018

Is FinPAL regulated?

Yes, FinPal is a Registered Recognised Market Operator, governed under Section 34 of Capital Markets and Services Act 2007 (CMSA) by Securities Commission of Malaysia…

FinPAL March 22, 2018

Are my funds at risk if FinPAL becomes insolvent?

Your investment funds are held on trust on your behalf in a segregated Investor Trust Account which cannot be transferred to FinPAL Accounts. Additionally, FinPAL…

FinPAL March 22, 2018

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