Would all the Issued Notes I list be successfully funded?

Your Issued Note will be listed on our Platform for Investors’ consideration / selection, for 3 Business Days. The issuance is deemed successful with a Note issued…

In respect of Invoice Financing, what if my customer pays late?

The funding period your Issued Notes are fixed by you when you list the Notes on the platform for Investors’ consideration. Once the Notes are successfully hosted…

In respect of Invoice Financing, what type of invoices does FinPAL accepted for listing of Issued Notes?

We only accept your Sales Invoices, which must be issued to a locally incorporated business, can be verified by us.

What is Invoice Financing?

Invoice Financing allows the SMEs to obtain finance upfront from a third party, backing through expected cashflow from their invoices on products and services delivered.…

What type of financing can we get?

We offer 2 types of financing through P2P Platform to meet your working capital needs: Invoice Financing and Short Term Working Capital Financing Invoice…

How long it will take before I can start using your Platform to seek funding?

You may start hosting your Issued Note on our Platform after our approval and your agreement to our terms and conditions. The full credit approval process may take…

Do we have to go through a credit checks?

We do have to run through anti-fraud and credit assessment on your business before accepting you onto our Platform. We also run through due diligence such as Know-Your-Customer…

What are the documents required?

Depending the type of your establishment, the documents that are required include: A) Certificate of Incorporation / Business Registration / Partnership B)…