Can we make early repayments?

Repayments shall be made via any forms of fund transfer into a designated Collection Trust Account.

How would I know how much to pay?

Generally, the repayment amount will be the Issued Note Amount, i.e. the principal sum. Upon your full settlement, we shall refund you the balance from your Reserve…

Can I make partial payment?

Amount due under each repayment schedule shall be fully settled at once. No partial repayment is allowed.

What is my repayment schedule?

The repayment schedule may be bullet, monthly instalment or delayed monthly instalment, depending on the type of financing product taken.

What are the other costs & fees involved?

Fees that will be charged include: A) Registration Fee All prospective Issuer will be required to pay a one-time non-refundable Registration Fee of RM250.00…

How would my interest charge be impacted in the event of late payment?

In the event of late repayment, a penalty interest of 8.0% per annum, would be charged in addition to the regular interest, calculated on a daily basis from the…

What are the interest rates and how are they determined?

Interest rate of up to 18.0% per annum, will be charged on the Issued Note Amount from the issuance date to settlement date. We adopt risk-based pricing, in which…

How soon can I get cash?

You will receive your funding on the next Business Day after your Note is successfully hosted on our Platform.