A marketplace financing platform bridging Malaysian SMEs and Investors


Regulated by Securities Commission (SC) Malaysia


Get your fund within 72 hours
Our technology-driven engine enable us to disburse funds to you within 72 hours from your loan application.

Submit everything online
Submit your documents through our website from anywhere, at anytime.

No collateral required
Traditional lenders surprise you with hidden early repayment fees, and rate hikes.

Minimum amount only RM1,000




Earn up to 11.9% per annum

Your fund is kept in a separate bank account managed by Trustee

Borrowers undergo strict credit screening
Using Approved Credit Rating agency and our internal credit analytics

Receive your fund within 3 working days upon withdrawal request

No service fee

Minimum of RM1,000 to open an investment account




We believe in FinPAL. We also invest alongside you as we assist SME businesses grow.