An online marketplace peer-to-peer financing platform (P2P Platform) bridging Malaysian SMEs and Investors together.
Regulated by Securities Commission (SC) Malaysia
Get your fund within 72 hours
- Our technology-driven engine enable us to disburse funds to you within 72 hours from your loan application.
Quick and easy registration
- Submit your documents through our protected online P2P platform at anytime
No collateral required
- Traditional lenders surprise you with hidden early repayment fees, and rate hikes.
Flexible financing tenure choices
- Financing tenure from 30 days to 180 days
Recognised Market Operator by SC Malaysia
- Adhering the secure guidelines to operate an online P2P Platform in Malaysia
Minimum of only RM1,000 for Invoice Financing and RM50,000 for Working Capital Financing
- Invest in invoices over a short duration of 30 days - 180 days
- Funds are held in a Trustee Account maintained with a licensed financial instituition
Strict credit screening for Borrowers/Issuers
- Using Approved Credit Rating agency and our internal credit analytics
- Annualised returns of 11.9%
- Withdraw funds within 3 business days
No service charges or fees
- FinPAL operates an Interest Sharing Scheme
Only a minimum of RM1,000 to open an investment account