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We understand your problem: CASH FLOW!

You have delivered the goods and services to your clients, but having to wait 30, 60, 90 or even 120 days for your invoices to be paid. In addition, your cash flow is being squeezed by your clients in a number of ways such as deductions, cash rebates and special pricing arrangement.

Start Now!

Step 1: Registration of Issuer Account

1. Apply Online

All you need to get started is your company’s information including financial statement and latest bank statements for us to conduct due diligence. Click here for the detailed process and documents required.

2. Execute Agreements

We will revert with your terms and condition within 2 to 3 Business Days subject to complete application details and documentation.

Step 2: Funding through our platform

3. Invoice Selection

You can select one or multiple invoices for Notes issuance on our online P2P platform. We do not request for your whole debtor books or lock you into long-term contracts unlike traditional invoice factoring services. Our services are accessible all the time to fulfill the financing needs of your business.

4. Receive Funds

We run campaigns hosting once a day for which our network of Investors subscribing for the Issued Notes from Issuers like you. Receive funds by the next Business Day once your funds are successfully funded.

*assuming the Issued Note is fully subscribed within the same Business Day and subjected to the bank's clearance.

And There is No Hidden Cost

Our fees are transparent, you'll always know how much you need to pay

 

SEE HOW MUCH IT COSTS

Eligibility

Malaysia Registered Company

Currently offered to existing customers within B2B Commerce (M) Sdn Bhd E-Platform only. You are either sole proprietorships/partnerships/incorporated limited liability partnerships/private limited/unlisted public companies.

2 Years of Service

You have at least 2 years track record.

Credit Assessment

Subject to AMLA screening and credit assessment.

Got Questions?

Send your questions to us by email, or give us a call on +603-7629 7333

or

Check out our FAQs for more info about FinPAL, and how it all works.