• Get Rewards by referring your family and friends to be our investor and earn up to RM5,000* (T&C apply) per referred investor. 

• Campaign period: 20 May 2021 to 31 August 2021

How to Earn the Referral Fee

Step 1: Referred investors need to online register an Investor Account and fill in your (referrer) investor ID and your full name in the “Referral Code” box under “Additional Information” section.

Step 2:  Referred investors need to deposit and invest a minimum of RM1,000 within the campaign period.

Where to get your (referrer) Investor ID:
Your investor ID is displayed at your Investor Account Dashboard top left corner under your name (example: INxxxxxx)

Terms & Conditions:

Eligibility

You need to have an investor account with ‘Activated’ status in B2B FinPAL P2P platform, for us to credit the referral fee into your Investor Account.

Referral Fee

You will get the referral fee of up to RM5,000 per referred investor based on the total net funds invested by the referred investor within the Campaign Period from 20 May 2021 to 31 August 2021, as below:

Note: Referral fee is capped at RM5,000 per referred investor.

The total referral fees earned shall be credited to your Investor Account within 30 days once the Campaign is ended.

If you have any questions about the Investor Referral Program, please contact our customer service at 03-7629 7333 / WhatsApp to us 012-2072225 or email to: helpdesk@b2bfinpal.com

The post Invest and earn up to RM5,000 every time you refer a friend! appeared first on B2B Finpal.

Running a Small-and-Medium-Sized Enterprise (SME) these days can be very challenging especially with the current Movement Control Order (MCO) in our country. Starting up a business requires a good sum of money as capital. This is when you have to look for the best SME Financing in Malaysia to boost up your capital. 

Have you ever wondered what businesses are categorised as SMEs? Well, SMEs are businesses that maintain revenues, assets or a number of employees below a certain threshold. The threshold is decided by the country, being different from one another wherein Malaysia, it is determined by the Malaysian SME Corporation.

According to SME Corp, there are two categories of SMEs which are manufacturing and services which have distinct sales turnover and number of employees according to the size of the enterprises whether it is a small or medium enterprise. Let’s take a look at each category for medium enterprises to set a benchmark. 

For the manufacturing category, the sales turnover should be below RM 50 million with less than 200 employees. Meanwhile, the services category is required to meet a lower threshold such as the sales turnover is less than RM 20 million with 75 employees.

Which category of SMEs are you starting? Bear in mind that despite your enterprise fall under SMEs, it actually plays an extremely crucial role in our economic system. Hence, owning an SME is not a piece of cake matter, it requires a detailed plan, strategy, and most importantly, capital!

Worry not because B2B Finpal got your back! B2B Finpal prepares a highly trusted and well-planned SME Financing in Malaysia without any hidden charge. As an SME owner, you have the right to know every single detail that you are paying for. They operate as a peer-to-peer financing platform to help bypass traditional financial intermediaries like banks. 

B2B Finpal has been helping to establish SME businesses in this country by offering the best SME Financing in Malaysia. There is no doubt when dealing with B2B Finpal as the company is registered under Securities Commission of Malaysia, disbursed around RM 200 million since inception, funds managed by trustee agency, and a 100% funding success rate. 

If there are more reasons to choose B2B Finpal to add to their credibility and security, it surely goes down to their amazing SME financing products and packages as below:

1. Invoice Financing

It is often a big issue to deal with approved yet unpaid invoices. What can you do with them? Well, B2B Finpal helps you to convert these invoices into cash that can help you to run your company through the Invoice Financing package. Useful, isn’t it?

This product or package is best for immediate cash flow needs with the key features are; financing amount up to RM 1 million, financing up to 90% of the invoice value, tenure up to 120 days, as well as no collateral needed. 

2. Working Capital Financing

If you are looking for extra financial aid especially to run a business promotion during a peak or festive season, you can do so with their Working Capital Financing package. With this package, you will secure a good amount of capital to meet customer demand. 

This package allows you to have financing amount up to RM 1 Million, flexible tenures from 90 days up to 180 days, receive funds within 72 hours, with no collateral needed and no early payment penalty. 

3. COVID-19 Relief Financing

Undeniably, there are existing SMEs affected due to the pandemic and MCO where it is almost impossible for businesses to operate as usual. B2B Finpal prepares this package to help SMEs like yours to meet increased demand, or as long-term financial solutions. 

This package comes with a financing amount up to RM 150 000 and 12 months tenure, without repayment for the first 6 months or early repayment penalty or collateral. You will also get approval within 3 working days. 

4. E-Commerce Financing

Last but not least, using e-commerce platforms to run and promote your business is actually the wisest way to survive today’s challenge. You can expand your business all around the country and even overseas. Hence, B2B Finpal decided to include this package in their SME financing plan. 

If you opt for this package, you will experience financing amount up to RM 150 000 with an affordable interest rate as low as 8.0%p.a within 3 working days for approval. You also don’t have to think of collateral or repayment for the first 3 or 6 months.

To those of you who are interested to get Malaysia’s best and trusted SME Financing by B2B Finpal, you can do so by registering your user account on their website at /, then apply for a financing package of your choice, and lastly, receive funds!

Feel free to contact them at +603 7629 7333 for further information. If you wish to have a face-to-face appointment they are located at Unit T2-L9, Level 9, Tower 2 PJ 33 (Jaya 33) Jalan Semangat, Seksyen 13 46200 Petaling Jaya, Selangor. 

The post SME Financing in Malaysia by B2B Finpal appeared first on B2B Finpal.

Are you looking for business financing in Malaysia to start a business or maintaining an existing one? If your answer is yes, then you are at the right place! Welcome to B2B Finpal, where they provide financial aids and supports to companies like yours. 

Undoubtedly, there are a lot of companies that offer business financing in Malaysia nowadays. However, looking for the one that is trusted, credible, and secured is a challenge entrepreneurs have to face. Many regret making the wrong choice which ends up in unexpected situations such as fraud.

With that being said, does B2B Finpal have all those three characteristics? They actually have more than that. Here are the top four reasons why you should get business financing from B2B Finpal:

1. Registered under Securities Commissions of Malaysia (SC)

B2B Finpal is a registered company under the Security Commissions of Malaysia (SC). They believe that making sure their client feel safe and secured is their priority. This proves that the company operates legally and there’s almost nothing to be worried about. 

2. All funds managed by Trustee Agency

B2B Finpal also proves their company runs transparently by having the Trustee Agency which is the public agency that has the official power to make legal decisions on the funds including managing all of the funds. 

3. 100% funding success rate

As the company aims to connect fast-growing businesses which are in need of an extra boost in capital, they operate as a peer-to-peer financing platform to help businesses overcome their problem and avoid traditional financial intermediaries. Up to this day, they have disbursed almost RM 240 million since inception.

4. Amazing business loan packages offered 

To assist you to get the trusted business financing in Malaysia, they have prepared four comprehensive packages for you. Let’s take a look at each of these packages to help you find the best solution for your business.

1. COVID-19 Relief Financing

First and foremost, B2B Finpal takes into account that there are existing businesses affected due to the pandemic where it is almost impossible for businesses to operate as usual. Hence, they prepare this package to help your business meet increased demand, or as long-term financial solutions. 

This package comes with a financing amount up to RM 150 000 and 12 months tenure, without repayment for the first 6 months or early repayment penalty or collateral. You will also get approval within 3 working days. 

1. E-Commerce Financing

With the Movement Control Order (MCO) going on, entrepreneurs opt to use e-commerce platforms to run and promote businesses. This allows you to expand your business all around the country and even overseas. Hence, B2B Finpal decided to include this package in their business financing plan. 

If you choose this package, you will experience financing amount up to RM 150 000 with an affordable interest rate as low as 8.0%p.a within 3 working days for approval. You also don’t have to think of collateral or repayment for the first 3 or 6 months.

iii. Working Capital Financing

If you are looking for extra financial aid especially to run a business promotion during a peak or festive season, you can do so with their Working Capital Financing package. With this package, you will secure a good amount of capital to meet customer demand. 

This package allows you to have financing amount up to RM 1 Million, flexible tenures from 90 days up to 180 days, receive funds within 72 hours, with no collateral needed and no early payment penalty. 

1. Invoice Financing

Last but not least, it is often a big issue to deal with approved yet unpaid invoices. What can you do with them? Well, B2B Finpal helps you to convert these invoices into cash that can help you to run your company through the Invoice Financing package. 

This package is best for immediate cash flow needs with the key features are; financing amount up to RM 1 million, financing up to 90% of the invoice value, tenure up to 120 days, as well as no collateral needed. 

If you are curious to know more about some of the most innovative business financings in Malaysia by B2B Finpal, feel free to contact them at +603 7629 7333 for further information. If you wish to have a face-to-face appointment they are located at Unit T2-L9, Level 9, Tower 2 PJ 33 (Jaya 33) Jalan Semangat, Seksyen 13 46200 Petaling Jaya, Selangor.

You can also sign up for any of the packages online by registering your user account on their website at /, then apply for a financing package of your choice, and lastly, receive funds!

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