What is the expected return on my investment?

The returns of each investor differ case by case, based on a range of factors e.g., market condition, your choice of Issued Notes, total investment size and level…

Are there any fees or charges involved on Investor?

FinPAL does not charge Investors a fixed fee. Instead, FinPAL operates an Interest Sharing scheme with the Investors. The sharing ratio to Investors varies according…

How does FinPAL ensure the invoice that we invested are not fraudulent?

FinPAL has obtained prior consent from the Issuers to allow FINPAL to verify the authenticated Invoice with B2B Platform. This will ensure the invoices listed in…

What is Invoice Financing?

Invoice Financing allows the SMEs to obtain finance upfront from a third party, backing through expected cashflow from their invoices on products and services delivered.…

What are the financing products available for investment?

FinPAL currently offers 2 types of financing products: Invoice Financing and Short Term Working Capital Financing, the key product characteristics of which as below: Invoice…

How frequent will I get my returns and investment back?

You will only get your returns and investment back upon Borrower’s repayment. Repayments from Borrowers are due on a date predetermined upon its hosting onto…

Can I withdraw my investment decision?

Once you select and confirm your investment (whether through manual selection or via AutoBid selection criteria), you have made a promised financing to the Issuers.…

How long is each Issued Note open for my investment decision?

Each Issued Note is listed for your investment decision for 3 Business Days or up until its subscription reaches 100% of its intended funding (“Target Amount”),…